Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Kiryas Joel, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Kiryas Joel, NY - October 31, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Bank Of Avoca Branch
|
5.00% | $500 | 8 months |
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Rate History: 1.00% → 5.00% |
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Madison Avenue Branch
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5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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Madison Avenue Branch
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4.95% | $1,000 | 7 months |
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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Madison Avenue Branch
|
4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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Ponce Bank Branch
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4.75% | $1,000 | 7 months |
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Rate History: 4.00% → 4.75% |
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Sawyer Savings Bank Branch
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4.75% | $500 | 11 months |
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Rate History: 5.00% → 4.75% |
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Sawyer Savings Bank Branch
|
4.60% | $500 | 8 months |
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Ridgewood Savings Bank Branch
|
4.50% | $100 | 10 months |
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Rate History: 2.50% → 5.15% → 4.50% |
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Sawyer Savings Bank Branch
|
4.40% | $500 | 15 months |
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Madison Avenue Branch
|
4.30% | $1,000 | 19 months |
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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Madison Avenue Branch
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4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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EverBank, National Association Islandia Mtg Branch |
4.05% | $1,000 | 7 months |
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Rate History: 1.00% → 4.05% |
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Broadway Branch
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4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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Bay Street Branch
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4.00% | $0 | 5 months |
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Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00% |
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Stapleton Branch
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4.00% | $500 | 6 months |
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Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% |
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BankUnited, National Association Melville Ny Branch |
4.00% | $1,000 | 6 months |
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Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00% |
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Brooklyn Branch
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4.00% | $500 | 7 months |
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Rate History: 4.50% → 4.00% |
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8031 Batavia New York Walmart Branch
|
4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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Empire State Bank Branch
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4.00% | $1,000 | 11 months |
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Rate History: 0.25% → 4.55% → 4.30% → 4.25% → 4.00% |
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Tanners Main Branch
|
3.95% | $500 | 6 months |
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Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% |
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Lakewood Branch
|
3.90% | $500 | 6 months |
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Rate History: 4.50% → 4.20% → 4.10% → 4.00% → 3.90% |
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Finworth, a division of InsBank New York Branch |
3.90% | $50,000 | 22 months |
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Rate History: 4.00% → 3.80% → 4.00% → 3.95% → 3.90% |
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Ballston Spa National Bank Branch
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3.86% | $10,000 | 6 months |
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Rate History: 4.24% → 4.04% → 4.05% → 4.11% → 3.86% |
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Eastbank, National Association Eastbank, National Association Branch |
3.85% | $2,500 | 3 months |
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Rate History: 4.00% → 3.85% |
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Ballston Spa National Bank Branch
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3.81% | $500 | 15 months |
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Rate History: 3.62% → 3.47% → 3.81% → 3.47% → 3.81% |
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Citibank, National Association Baybridge Branch |
3.75% | $0 | 4 months |
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Madison Avenue Branch Office
|
3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association Fountain Plaza Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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Central Valley Branch
|
3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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Lakewood Branch
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3.65% | $500 | 10 months |
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Rate History: 4.15% → 4.05% → 3.94% → 3.75% → 3.65% |
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First Central Savings Bank Branch
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3.65% | $500 | 14 months |
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Rate History: 1.00% → 4.15% → 3.95% → 3.65% |
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Wells Fargo Bank, National Association Peekskill Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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Ballston Spa National Bank Branch
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3.62% | $501 | 18 months |
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Rate History: 3.57% → 3.47% → 3.62% → 3.81% → 3.62% |
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400 Park Branch
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3.56% | $10,000 | 3 months |
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Rate History: 4.59% → 4.33% → 4.07% → 3.82% → 3.56% |
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Tompkins Trust Company Branch
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3.50% | $1,000 | 5 months |
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Rate History: 4.20% → 4.05% → 3.80% → 3.60% → 3.50% |
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Citibank, National Association Baybridge Branch |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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Amsterdam Branch
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3.50% | $10,000 | 9 months |
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Rate History: 5.00% → 4.75% → 4.00% → 3.50% |
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Citizens Bank, National Association Endicott Branch |
3.50% | $25,000 | 10 months |
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Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% |
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Wells Fargo Bank, National Association Peekskill Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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Lakewood Branch
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3.50% | $500 | 12 months |
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Rate History: 4.55% → 4.50% → 4.40% → 3.75% → 3.50% |
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Flushing Branch
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3.50% | $5,000 | 12 months |
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8031 Batavia New York Walmart Branch
|
3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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Solvay Bank Branch
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3.50% | $2,500 | 16 months |
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Rate History: 5.00% → 4.50% → 4.25% → 4.00% → 3.50% |
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Ballston Spa National Bank Branch
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3.47% | $501 | 24 months |
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Rate History: 3.60% → 3.57% → 3.47% → 3.62% → 3.47% |
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Central Valley Branch
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Fountain Plaza Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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Lake Shore Savings Bank Branch
|
3.44% | $500 | 22 months |
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400 Park Branch
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3.35% | $10,000 | 5 months |
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Rate History: 1.00% → 4.07% → 3.61% → 3.35% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% |
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Bay Street Branch
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3.25% | $0 | 8 months |
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Rate History: 1.25% → 4.50% → 4.25% → 3.75% → 3.25% |
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Citibank, National Association Baybridge Branch |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Madison Avenue Branch Office
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Tompkins Trust Company Branch
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3.15% | $1,000 | 14 months |
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Rate History: 3.50% → 3.45% → 3.40% → 3.25% → 3.15% |
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Lake Shore Savings Bank Branch
|
3.11% | $500 | 55 months |
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Citibank, National Association Baybridge Branch |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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Central Valley Branch
|
3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association Baybridge Branch |
3.00% | $0 | 3 months |
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Central Valley Branch
|
3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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Amsterdam Branch
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% |
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Citibank, National Association Baybridge Branch |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Tompkins Trust Company Branch
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2.90% | $1,000 | 36 months |
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Rate History: 1.00% → 2.90% |
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Adirondack Bank Branch
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2.89% | $1,000 | 6 months |
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Rate History: 3.14% → 3.09% → 3.04% → 2.94% → 2.89% |
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Madison Avenue Branch Office
|
2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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Adirondack Bank Branch
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2.73% | $1,000 | 12 months |
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Rate History: 2.73% → 2.78% → 2.73% → 2.78% → 2.73% |
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PNC Bank, National Association 340 Madison Avenue Branch |
2.60% | $1,000 | 61 months |
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Bank of America, National Association Fountain Plaza Branch |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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PNC Bank, National Association 340 Madison Avenue Branch |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association 340 Madison Avenue Branch |
2.20% | $1,000 | 25 months |
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Cross County Savings Bank Branch
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2.15% | $500 | 7 months |
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Rate History: 2.75% → 2.65% → 2.15% |
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Cross County Savings Bank Branch
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2.00% | $500 | 3 months |
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Rate History: 2.45% → 2.40% → 2.00% |
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PNC Bank, National Association 340 Madison Avenue Branch |
2.00% | $1,000 | 13 months |
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Bank of America, National Association Fountain Plaza Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Tanners Main Branch
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1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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First National Bank Of Scotia Branch
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1.03% | $25,000 | 11 months |
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Rate History: 5.01% → 4.65% → 0.67% → 0.51% → 1.03% |
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JPMorgan Chase Bank, National Association Morgan Guar. Tr. Co. Of Ny Branch |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Sawyer Savings Bank Branch
|
0.50% | $500 | 12 months |
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Tanners Main Branch
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0.45% | $500 | 18 months |
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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Adirondack Bank Branch
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0.20% | $1,000 | 18 months |
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Rate History: 3.25% → 0.20% |
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Solvay Bank Branch
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0.00% | $2,500 | 7 months |
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Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.15% |
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